by Nilofar Afzali | Aug 19, 2022 | Insights
MIAC compare the use of different house price simulation models for estimating losses from a typical lifetime mortgage (LTM) portfolio. A key component of the simulation approach to LTM modelling is simulating house prices over the long-term future that follows...
by Maab Ibrahim | Apr 20, 2022 | MIAC in the Press
Mortgage Introducer catches up with Dr Darrel Welch, managing director of Modelling and Analytics at MIAC Analytics about innovations in the lifetime mortgages arena. Page...
by Darrel Welch | Mar 31, 2022 | MIAC in the Press
2021 was an explosive year for equity release. It saw a borrowing boom in the sector of 24%, with annual lending growing year-on-year from £3.86 to £4.8 billion to decidedly wipe out the record previously set in 2018 of £3.94bn. These are some fascinating, and at...
by Darrel Welch | Mar 31, 2022 | MIAC in the Press
EQUITY RELEASE has emerged in the past year as one of the fastest-growing sectors in banking. Given the term of mortgages involved, it should be looking to be in the vanguard of understanding and management of environmental-related risks. In the same year as the...
by Maab Ibrahim | Feb 18, 2022 | Insights, Property Analytics
The Land Registry Price Paid Dataset provides a complete database of prices at which residential properties are transacted in England and Wales. Data is released with a two-month lag so that a dataset published on the nth month will contain transactions that took...