Core Services

SAFeR™

Software

SAFeR™

Verify Before You Fund or Check Your Existing Portfolios

SAFeR can provide pre-funding, and existing portfolio checks, to help identify where an asset may already be pledged, assigned or financed elsewhere.

13 + 1 =

Has This Asset Already Been
Pledged Elsewhere?

For funders, the question is simple: before capital is advanced, has this asset
already been used to secure funding somewhere else?

SAFeR is designed to make that check before
funding, not during a later reconciliation or audit.

Check Beyond a Single Funding Structure

SAFeR looks across the places collateral can appear, rather than limiting the check to a single loan tape or facility.

Across funding structures

Warehouse facilities • SPVs • Securitisations • Other funding pools

1st + 2nd charge conflicts

Flag potential first-charge duplication and second-charge conflicts

SAFeR

Secured Asset Finance Electronic Registry

Across asset classes

Mortgages • Consumer loans • Auto finance

Beyond exact duplicates

Fuzzy matching can surface the same underlying asset when identifying data differs slightly

Add Another Check Without Changing Your Existing Process

Move away from periodic spreadsheet comparisons towards continuous or event-driven checking, while keeping people focused on the exceptions that need review.

Exceptions, not another queue

Potential conflicts are surfaced for review so teams can focus on what needs attention.

Independent verification

Add another source of verification rather than relying solely on information supplied by the originator.

Connect to existing systems

API integration connects SAFeR with loan origination systems, servicing platforms, warehouse systems and funder reporting processes without requiring wholesale system replacement.

Check Across Asset Classes and Funding Environments

Mortgages
Consumer Loans
Auto Finance

For funders and warehouse lenders, with relevant visibility for originators, investors, due diligence teams, auditors and trustees.

Greater visibility before capital is committed.

Help prevent duplicate funding, reduce manual reconciliation, protect capital and reputation.

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Better warehouse oversight

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Stronger due diligence

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Auditable pledge history

Built on decades of financial
markets experience.

MIAC has 40 years of experience working with financial services companies and is in discussion with major market participants in the UK and Europe around SAFeR.