Lifetime Mortgages (Equity Release) – Finding a balance in the new age of ethical lending

Mortgage Introducer catches up with Dr Darrel Welch, managing director of Modelling and Analytics at MIAC Analytics about innovations in the lifetime mortgages arena. Page...

Growth-proofing the equity release rebound

2021 was an explosive year for equity release. It saw a borrowing boom in the sector of 24%, with annual lending growing year-on-year from £3.86 to £4.8 billion to decidedly wipe out the record previously set in 2018 of £3.94bn. These are some fascinating, and at...

Banks Can No Longer Ignore Environmental Risks, Data Experts Show

EQUITY RELEASE has emerged in the past year as one of the fastest-growing sectors in banking. Given the term of mortgages involved, it should be looking to be in the vanguard of understanding and management of environmental-related risks. In the same year as the...

What is causing the disconnect between the recovery of London rental market and the continued trajectory outside the capital?

While rental prices have returned to their pre-pandemic high in London, the unprecedented and continuing rise in the rest of the country is surprising and difficult to explain. Data released by MIAC Property Analytics reveals rent prices in London fell by 5% during...

Inflated house prices wipe out stamp duty savings

Data shows that every region in the UK has experienced a rise in average sold property prices irrespective of the “saving” made from the stamp duty holiday. Analytics performed on house price index, powered by MIAC on sold house prices in June 2020, the last...