Risk Management

Through consultancy, quantitative modelling expertise and proprietary software solutions, MIAC Analytics are able to offer risk management support related to Basel II/III and IFRS9 for a variety of asset classes via the following:

  • Model Development and Validation – Experience in the whole model lifecycle means MIAC is well placed to offer services in the following areas:

    • PD/LGD/EAD models
    • Expected and Unexpected Loss
    • Lifetime point-in-time (PIT)
    • Stress Testing Frameworks
    • Expected Loss or Loss Provision Model
    • Application and Behavioural Scorecards
  • Model Monitoring and Optimisation – minimise model risk through parameter optimisation and a robust governance framework.
  • Independent Benchmark Analysis – obtain an independent credit risk analysis of assets to challenge internal models and assumptions.
  • Due Diligence – See our dedicated page

Our risk management consulting services draw upon on our extensive experience in the US, UK, and Europe. Get in touch to find out about our Risk Management consultancy services.

Specialist Financial software: MIAC Analytics™

MIAC employs a robust and proven suite of data, risk management and valuation tools, MIAC Analytics™. These are used in-house and licensed to our clients.  Developed in conjunction with our clients over the past 20+ years, these tools provide us with unparalleled flexibility in meeting market and client-based risk management and valuation requirements. Some examples of the tasks that the software supports are as follows:

  • Capital and impairments calculations
  • Stress testing and reverse stress testing
  • Data management and reporting
DataRaptor® - financial risk management software

DataRaptor®

DataRaptor® for data management and reporting. Allows all loan types to be easily managed, including residential and commercial whole loans; asset-backed securities; and consumer loans…

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Vision™ - financial risk management software

Vision™

MIAC’s Vision™ Software Suite for Asset and Liability Management helps financial institutions understand and manage interest rate risk, liquidity risk, engage in capital planning and perform various portfolio valuations and analyses…

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Bond Agent™ - financial risk management software

Bond Agent™

Bond Agent is a tool designed to create waterfall cash flows, price discovery and/or investor reports for all the varied structured finance products used in the Capital Markets today…

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VeriFi™ - financial risk management software

VeriFi™

Comprehensive due diligence software solution for the banking and lending industries. Powered by, MIAC Analytics™, VeriFi™ customizes the loan file review process to the user’s exact specifications and processes a variety of verifications, compliance testing, and underwriting reviews which will assist in quantifying the risks associated with loan files.

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WinOAS™ - financial risk management software

WinOAS™

WinOAS™ is our industry leading residential and commercial mortgage whole loan and servicing rights valuation model. It’s used for calculating loan level cash flows and generating asset values, and is the most widely used and validated whole loan and MSR model in the industry today…

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