WinOAS™ is our industry leading residential and commercial mortgage whole loan and servicing rights valuation model. It’s used for calculating loan level cash flows and generating asset values, and is the most widely used and validated whole loan and MSR model in the industry today.

WinOAS™ includes:

  • Loan-level cash flow analysis
  • Extensive “what if” calculations of price, yield, duration and convexity for an MSR or whole loan portfolio.
  • Export control over all cash flow components to databases or spreadsheets and reports in a variety of formats: .pdf, .html, .xls and others.
  • Unrivalled price sensitivity analysis tools, allowing users to run interest rate shocks or scenarios at the portfolio, tranche or loan level